About us

We are an independent investment advisory firm registered in the Dubai International Financial Centre (DIFC) and regulated by the Dubai Financial Services Authority (DFSA)

The Gate Building in Dubai International Financial Center.

Who we are

Habib Investment Limited is an investment advisory firm. We are located in the DIFC, with access to world-class financial services that are supported by comprehensive DFSA structures and regulations. Together with our partner banks, we offer you a full suite of investment options with a focus on wealth management and banking solutions, including financing, insurance and brokerage services.

Why us?

With principles of wealth creation and preservation, your investment process with Habib Investment Limited is a journey for us to nurture and support. We aspire to grow your wealth whilst giving you peace of mind. At Habib Investment Limited, we are your trusted financial partners for life.

Our values and professional competence enable us to establish enduring relationships through our commitment to our clients, society, and the environment.

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Integrity & ethics

We strive to uphold the highest levels of trust and ethics across all lines of our business. We believe that integrity is fundamental in creating trust based long- term relationships with our clients.

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Growth with prudent risk management

Our team is diligent in staying up-to-date and informed with current market trends through internal and external market study and analysis. With this, we grow our client’s wealth responsibly with their investment solutions, best suited for their risk profile and requirements.

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Ownership & accountability

We encourage our team to work autonomously and be accountable for their efforts and progress. This enables our company to grow continuously and responsibly.

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We promote the use of innovative platforms and modern technology to ensure that we deliver the most user friendly and convenient experience to our clients.

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Our open platforms and clear communication systems allow us to embody transparency across all aspects of our business functions and services.

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We support collaboration and teamwork across our network of teams and partners to continuously deliver excellence in client service.

Our team

Mr. Aqueel Merchant

Profile picture of Mr. Aqueel Ebrahim Merchant, Chairman of the Board & Non-Executive Director

Mr. Aqueel Merchant

Chairman of the Board & Non-Executive Director

Mr. Aqueel Merchant is a Chartered Accountant with a wealth of experience spanning more than 30 years in professional services, mainly in the area of business and management consulting.

His experience includes Banking and Financial Services, Manufacturing, Development, and Government and Public sector institutions, and spans countries including Pakistan, Afghanistan, UK, and Middle East.

He has led teams in Business, IT and HR transformations, Operational Improvements, Governance, Monitoring and Evaluation, Regulatory Compliance, Contract Management, and Risk Management.

Mr. Aqueel Merchant is a Fellow Member of the Institute of Chartered Accountants in England and Wales (ICAEW) and Fellow Member of the Institute of Chartered Accountants of Pakistan

Mr. Hasnain Habib

Profile picture of Mr. Hasnain Habib, Non-Executive Director at Habib Investment Limited.

Mr. Hasnain Habib

Non-Executive Director

Mr. Hasnain Habib is a Non-Executive Director at Habib Investment Limited.

Mr. Sajjad Habib

Mr. Sajjad Habib, CEO & Executive Director at Habib Investment Limited.

Mr. Sajjad Habib

CEO & Executive Director

Mr. Sajjad Habib is the Senior Executive Officer at Habib Investment Limited. Mr. Sajjad brings over three decades of experience in banking, insurance, and asset management in the United Kingdom and the Middle East.

In 2002 Mr. Sajjad established Habib Investment Corp FZE in the United Arab Emirates and has been the Managing Director since the inception of the company. During this period, the company has worked with leading fund managers and banks including Man Investments, Société Générale, Coutts Bank, and Franklin Templeton.

Prior to his role as Managing Director, Mr. Sajjad was the Executive Director at Habibsons Bank Limited, United Kingdom. Mr. Sajjad started his career at Habibsons Bank where he held successively senior positions over a period of eleven years.

Mr. Sajjad belongs to the Dawood Habib family from Pakistan. The family is well known for its leading banking and financial services businesses, both in Pakistan and overseas, with diversified operations in trading and manufacturing. Mr. Sajjad has been actively involved with the group companies, and has most recently served on the boards of Habib Insurance Company Limited and Habib Asset Management Limited.

He holds a BSc in Economics – Finance from Bentley College, Waltham, Massachusetts, USA.

Our heritage

Our strength lies in our heritage, which spans over a century and covers four continents. The Habib Group businesses include commercial and retail banking, manufacturing, insurance, and wealth management services.

The expertise and excellence across our services are backed by our core values and sincere relationships with our clients and partners. These relationships are a result of our expertise and passion to provide exclusive services which are in line with our core values.

100 years of consolidated banking and financial services


Habib & Sons is established as a Merchant Bank in undivided India by Habib Esmail. Trading in cotton, oil seeds and bullion, Habib & sons grows into the flagship that eventually evolved into Habib Bank Limited.


Habib Insurance Company Limited

Habib Insurance Limited is established in Bombay, India.

Migration to Pakistan

On Founder of Pakistan Quaid e Azam Muhammad Ali Jinnah’s request, Habib Family shifts all its businesses to Pakistan. It becomes the first bank to finance Pakistan's debt.


Habib Sugar Mills Limited

Habib Sugar Mills is incorporated as a Public Limited Company in 1962 with its Head Office in Karachi and its main plant located in Nawabshah, Pakistan.


Habib Bank Limited was nationalised by the Pakistan Government.


Bank AL Habib

Dawood Habib Group is granted permission to set up a private commercial bank. Bank AL Habib is incorporated as a Public Limited Company in October 1991 and started banking operations in 1992.

Habib Investment (FZE)

Habib Investment (FZE) is established in the Sharjah Free Zone, (UAE)


AL Habib Asset Management

AL Habib Asset Management is established in Karachi, Pakistan.

Habib Investment Limited

Habib Investment Limited is established in the Dubai International Financial Centre (DIFC), Dubai, UAE.